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Being a freelancer gives you freedom—freedom to choose your clients, your hours, and how you work. But with that freedom comes responsibility, especially when it comes to taxes.
As a freelancer or self-employed worker, there’s no employer to withhold income taxes or pay into Social Security and Medicare. That’s on you. And if you miss a few quarterly payments or make a mistake on your deductions, the IRS can come knocking.
If you owe back taxes, don’t panic. There are programs designed to help freelancers just like you—whether you’re a full-time gig worker, a small creative agency, or a side hustler.
At Priority Tax Relief, we help self-employed individuals resolve IRS debt quickly and legally so they can get back to doing what they love.
Why Freelancers Fall Behind on Taxes
Tax trouble doesn’t mean you’re careless. Freelancers often struggle with:
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Forgetting or underpaying quarterly estimated taxes
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Not knowing which business expenses are deductible
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Getting hit with self-employment tax
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Overlooking forms like the 1099 or Schedule C
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Lacking time for proper bookkeeping
If any of this sounds like you, you’re not alone—and you’re not out of options.
How Freelancers Can Get Tax Relief
The IRS offers several programs under the Fresh Start Program. These programs were created to help people with irregular income—like freelancers—find a manageable way to pay off tax debt.
Relief options include:
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Installment Agreements – Spread out payments over time
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Offer in Compromise (OIC) – Settle for less than you owe
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Penalty Abatement – Remove IRS penalties
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Self-employment tax planning – Prepare for future tax seasons
You built your own business—don’t let tax debt undo all that hard work. At Priority Tax Relief, we help freelancers:
✅ Stop IRS collections
✅ Reduce tax debt
✅ Avoid future penalties
✅ Get peace of mind
No stress. No confusion. Just honest, expert help—so you can get back to creating, building, and thriving.
Frequently Asked Questions: What to Do When You’re Self-Employed and Owe Taxes?
Do freelancers really need to pay quarterly taxes?
Yes. If you expect to owe at least $1,000 in taxes in a year, you should be making estimated tax payments every quarter. Missing payments can lead to penalties.
What if I didn’t know I had to pay self-employment tax?
Many new freelancers don’t realize they owe both income tax and self-employment tax (which covers Social Security and Medicare). If you’re behind, you may qualify for penalty relief.
Can I settle my tax debt for less as a freelancer?
Yes. If you can’t afford to pay the full amount, you may qualify for an Offer in Compromise, which lets you settle your debt for a lower amount.
Can I still work while I’m paying off tax debt?
Absolutely. Most freelancers keep working while on an Installment Agreement. It allows you to make monthly payments that fit your budget.
How can I lower next year’s tax bill?
Tracking deductible expenses like software, office space, travel, and gear can help. A tax consultation can ensure you claim every legal deduction.
What if I received a CP504 or IRS notice?
This means the IRS is getting ready to take action, such as a levy. Don’t ignore it. The sooner you respond, the more options you’ll have.
